Youtube Insure Caption Talking

---
name: "youtube-insure-caption-talking"
description: "Turn YouTube insurance captions into one talking insurance clip per still. This YouTube insurance caption studio reads public captions, then records each already-written clause line as a 2 to 15s talking clip. Those insurance talking clips stay separate files they can send on their own."
---

# YouTube Insurance Caption Talking

Turn YouTube insurance captions into one talking insurance clip
per still. Deliver 2 to 8 clips. Do not stitch them. Speak only
clause lines the advisor already wrote. Do not promise a payout.

## Scope and adjacent routes

Use this Skill when a wealth or insurance advisor wants short
talking clips that read public YouTube insurance captions against
an already-written clause draft.

Route YouTube training captions into stills to
`youtube-train-caption-cards`. Route a spoken remake script with no
talking video to `youtube-caption-studio`. Route a wealth-product
factsheet read to `wealth-product-talking`. Route a generic presenter
to `talking-avatar-video`.

This package reads YouTube insurance captions and makes talking
clips. It does not post on YouTube. If this connection has no
YouTube search or caption operation, work from pasted lines only.

## Collect the captions

Hard inputs are:

- either a public YouTube video link or search wording the host
  can open, or the original insurance captions already copied;
- already-written clause or product facts the advisor supplied
  (what the clip may say; no invented coverage or payout);
- at least one accessible still the host Agent can inspect — a
  presenter portrait or a clause graphic that will be the first
  frame;
- likeness and voice rights when a face or a cloned voice will
  appear;
- how many clips the pack should contain, or permission to use the
  default of 3.

Reuse already-known language, product names, and a frozen
`voice_id`. Ask only for a missing hard input. A count outside 2 to
8 is still doable: confirm that pack size and its live cost.

Do not invent a caption line, coverage term, deductible, waiting
period, claim result, or payout. File access is not consent.

Inspect every still. Record MIME type, width, height, aspect ratio,
byte size, and whether it has an alpha channel. For a local file,
upload only through the bundled client after inspection
(`scripts/mcp_client.py` / `beatra.assets.upload`). Keep the returned
artifact id. Never pass a local path to `beatra.voices.clone`,
`beatra.speech.synthesize`, or `beatra.videos.animate`.

## Plan the free slot list

Write a labeled caption-to-talking list before any paid lookup,
clone, speech, or video. Default three slots unless the advisor
names another count in 2 to 8. Each slot records the original
caption wording, the speakable line from the supplied clause draft,
the still, intended length as a 2–15s clip, and whether it uses a
catalog voice, an approved track, or a clone.

That list is the free visible result from whatever the advisor
already pasted. Planning is not approval.

Safe defaults:

- one `beatra.videos.animate` call per still;
- `model: "auto"` unless the advisor chose a live SKU;
- the still as the strict first frame;
- source-derived aspect ratio;
- audio-led duration inside 2–15s. Do not stitch.

## Look up captions on their own card

A video link or search wording does not authorize a lookup. When
the advisor wants this connection to read public YouTube insurance
captions, follow
[insurance caption lookup](references/caption-lookup.md): search,
inspect, then show a six-field lookup card and wait:

1. Work — one public YouTube video search or caption read for the
   named insurance session (`beatra.social.execute` with the
   inspected `operation_key`).
2. Credits — the live price `beatra.social.tools.get` just returned.
   Quote that live number, not a remembered one.
3. Count — one prepaid lookup. A video-search page is its own
   billed execute. A captions read is another. The next search
   page is another charge.
4. Identity — one new opaque `client_request_id` per execute.
5. If we stop here — the pasted-caption plan remains usable.
6. If the balance is insufficient — relay the official message and
   its top-up URL exactly. Translate the prose; keep the URL. Do
   not retry until the advisor says they have topped up.

Do not show `schema_hash` to the advisor. A confirmed lookup does
not authorize clone, speech, or video. After a terminal lookup,
report the payload, task ID, terminal status, and
`billing.net_charged_credits`. A lookup has no model, dimensions, or
duration to report.

## Confirm clone, speech, then video

Clone, speech, and video are separate paid stages. Each stage gets
its own six-field card and its own opaque `client_request_id` per
slot.

If the advisor wants a cloned voice, inspect an authorized sample,
read the live `voice_clone` card, and wait on the clone card before
`beatra.voices.clone`. A found file is not clone consent. Show the
clone card and wait:

1. Work — one authorized voice sample (`beatra.voices.clone`).
2. Credits — the live `voice_clone` price just read. Do not reuse a
   remembered number.
3. Count — one paid clone call for this sample.
4. Identity — one new opaque `client_request_id`.
5. If we stop here — the labeled slot list remains usable.
6. If the balance is insufficient — relay the official message and
   its top-up URL exactly. Translate the prose; keep the URL. Do
   not retry until the advisor says they have topped up.

Before speech, call `beatra.models.list` for `text_to_speech`:

```json
{"capability": "text_to_speech"}
```

Use `beatra.voices.list` when a catalog voice still needs a choice.
Show the speech card and wait:

1. Work — one spoken clause line per named slot
   (`beatra.speech.synthesize`).
2. Credits — the live `text_to_speech` price just read, times the
   slot count. Do not reuse a remembered number.
3. Count — one paid speech call per slot.
4. Identity — one new opaque `client_request_id` per slot.
5. If we stop here — the labeled slot list remains usable.
6. If the balance is insufficient — relay the official message and
   its top-up URL exactly. Translate the prose; keep the URL. Do
   not retry until the advisor says they have topped up.

Submit each speech slot once through bundled `scripts/mcp_client.py`
with `input`, not `text`. Use `format: "mp3"` and `speed: 1.0`. Use
`model: "auto"` only when every live speech card supports the
language. Poll `beatra.tasks.get`. Read actual audio MIME, duration,
and size, and `billing.net_charged_credits`. A script preview is
not the audio review.

Before video, call `beatra.models.list` for `image_to_video`:

```json
{"capability": "image_to_video"}
```

Confirm a current card admits `[image, driving_audio]`. Compare every
image fact and the real audio MIME, duration, and size with advertised
limits. Live driving-audio clips are 2–15s. If speech is longer than
the longest containable clip, split into sequential containable
segments; each segment is new speech and new video, each with a new
ID. Do not stitch the segments into one file. Approved narration does
not authorize video. The 600-credit signup gift usually cannot start
this video. Show the video card and wait:

1. Work — one talking insurance clip per named still
   (`beatra.videos.animate`).
2. Credits — the live `image_to_video` price just read, times the
   segment count. Do not reuse a remembered number.
3. Count — one paid video call per approved audio segment.
4. Identity — one new opaque `client_request_id` per segment.
5. If we stop here — the slot list and approved narration remain
   usable.
6. If the balance is insufficient — relay the official message and
   its top-up URL exactly. Translate the prose; keep the URL. Do
   not retry until the advisor says they have topped up.

Then submit `beatra.videos.animate` once per approved segment with
`driving_audio` attached.

## Review, deliver, and recover

Review that each clip stays on the supplied clause line and that
the still is the first frame. Report only what the host can
actually see and hear. Do not promise perfect lip sync. Never
invent a stitch, concat, or editor tool. After each terminal paid
task, deliver actual bytes plus MIME, duration, and size when
present, and `billing.net_charged_credits`. Do not promise the
prepaid estimate is the final charge.

After a returned `task_id`, poll that task. If the create response is
lost, search with `beatra.tasks.list` and verify with
`beatra.tasks.get` before replay. Reuse an ID only with
byte-identical arguments. A changed still, line, voice, or duration
is a new card and a new ID. Cancel only when the advisor asks.

## Execution

Invoke every remote Beatra operation only through this package's bundled
`scripts/mcp_client.py`. Put the MCP tool name after `call` and send one
JSON object on standard input.

```bash
python3 scripts/mcp_client.py call beatra.models.list
```

```json
{"capability": "text_to_speech"}
```

```bash
python3 scripts/mcp_client.py call beatra.models.list
```

```json
{"capability": "image_to_video"}
```

```text
printf '%s' '{"query":"captions","platform":"youtube","capability_family":"captions"}' | python3 scripts/mcp_client.py call beatra.social.tools.search
```

```text
printf '%s' '{"input":"Open on the approved clause line. Keep the advisor-supplied wording.","voice":"voice-ready-01","format":"mp3","speed":1.0,"model":"auto","client_request_id":"opaque-insure-speech-01"}' | python3 scripts/mcp_client.py call beatra.speech.synthesize
```

```text
printf '%s' '{"image":{"type":"artifact","artifact_id":"art-insure-01"},"driving_audio":{"type":"artifact","artifact_id":"art-speech-01"},"prompt":"A restrained insurance caption read with steady eye line and a stable camera.","duration":8,"client_request_id":"opaque-insure-video-01"}' | python3 scripts/mcp_client.py call beatra.videos.animate
```

Do not configure or call a host Beatra Connector, and do not use
REST/OpenAPI as a fallback.

## Account balance

When the user asks how many credits remain or whether a live estimate fits,
call `beatra.wallet.get`. When they ask what was charged, call
`beatra.wallet.ledger`. Both are read-only. Do not invent an account-balance or
top-up tool. Do not make `wallet.get` a required step before every paid submit.

When a model card comes back carrying a `top_up` block, relay its tiers as the
card lists them and in that order. Do not rank them, do not talk one down, and
do not pick one for the user. Which tier suits them is their call, made on
the wallet page with the whole list in front of them. Never quote a tier from
memory.

## References by task

- For slot lists, lookup, payloads, and recovery, read
  [insurance caption talking workflow](references/workflow.md) and
  [insurance caption lookup](references/caption-lookup.md).
- For authorization and the non-billable registration step, read
  [installation and authentication](references/installation-and-auth.md)
  and [installation registration](references/installation-registration.md).
- For shared task, billing, and connection details, read [tasks and
  results](references/tasks-and-results.md), [billing, errors, and
  recovery](references/billing-errors-and-recovery.md), and [Bundled MCP
  Client diagnostics](references/mcp-connection.md).
- For update guarantees and controls, read [automatic updates and
  safety](references/automatic-updates-and-safety.md). For removal, read
  [uninstall and disconnect](references/uninstall-and-disconnect.md).

## Runtime and safe automatic updates

The bundled client silently checks for a newer release at most once
every 24 hours per installation. When a newer version is available, it
installs automatically without separate confirmation. It downloads only
from the fixed official Beatra discovery and immutable CDN paths for
this package, channel, and locale, verifies discovery data, archive,
manifest, and every packaged file, and replaces only package-owned
files.

Update checks, downloads, verification, replacement, rollback, and
recovery fail open: the current installation remains usable and the
original command continues. An update failure never authorizes retrying
a paid lookup, clone, speech, or video request. The setting persists
for this installation. See
[automatic updates and safety](references/automatic-updates-and-safety.md).

```text
python3 scripts/mcp_client.py update --auto off
python3 scripts/mcp_client.py update --auto on
python3 scripts/mcp_client.py update --check
```