Guides Stripe integration decisions — API selection (Checkout Sessions vs PaymentIntents), Connect platform setup (Accounts v2, controller properties), billing/subscriptions, Treasury financial accounts, integration surfaces (Checkout, Payment Element), and migrating from deprecated Stripe APIs. Use when building, modifying, or reviewing any Stripe integration — including accepting payments, building marketplaces, integrating Stripe, processing payments, setting up subscriptions, or creating ...
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---
name: stripe-best-practices
description: Guides Stripe integration decisions — API selection (Checkout Sessions vs PaymentIntents), Connect platform setup (Accounts v2, controller properties), billing/subscriptions, Treasury financial accounts, integration surfaces (Checkout, Payment Element), and migrating from deprecated Stripe APIs. Use when building, modifying, or reviewing any Stripe integration — including accepting payments, building marketplaces, integrating Stripe, processing payments, setting up subscriptions, or creating connected accounts.
---
Latest Stripe API version: **2026-02-25.clover**. Always use the latest API version and SDK unless the user specifies otherwise.
## Integration routing
| Building... | Recommended API | Details |
|---|---|---|
| One-time payments | Checkout Sessions | [references/payments.md](references/payments.md) |
| Custom payment form with embedded UI | Checkout Sessions + Payment Element | [references/payments.md](references/payments.md) |
| Saving a payment method for later | Setup Intents | [references/payments.md](references/payments.md) |
| Connect platform or marketplace | Accounts v2 (`/v2/core/accounts`) | [references/connect.md](references/connect.md) |
| Subscriptions or recurring billing | Billing APIs + Checkout Sessions | [references/billing.md](references/billing.md) |
| Embedded financial accounts / banking | v2 Financial Accounts | [references/treasury.md](references/treasury.md) |
Read the relevant reference file before answering any integration question or writing code.
## Key documentation
When the user's request does not clearly fit a single domain above, consult:
- [Integration Options](https://docs.stripe.com/payments/payment-methods/integration-options.md) — Start here when designing any integration.
- [API Tour](https://docs.stripe.com/payments-api/tour.md) — Overview of Stripe's API surface.
- [Go Live Checklist](https://docs.stripe.com/get-started/checklist/go-live.md) — Review before launching.
## Protocol
1. **Assess** — Review the current context and requirements
2. **Plan** — Identify the specific stripe best practices approach needed
3. **Execute** — Follow the guidance above to complete the task
4. **Verify** — Confirm the output meets quality standards
5. **Report** — Summarize what was done and any follow-up needed
